Important details
QualificationsA lifetime mortgage is not suitable for everyone and may affect your entitlement to means-tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before proceeding with equity release.
The interest that may accrue over the long term with a lifetime mortgage may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a lifetime mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and participate in the decision-making process, as we believe it is better to discuss your decision with them before you proceed.
Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
On the job
Linda has decades of experience advising clients across mortgages, including first-time buyers, remortgages, onward purchases, and buy-to-let.
She also provides tailored protection solutions and guides clients through equity release, helping them make confident, informed decisions about their financial future.
Off the clock
Kept busy by her partner, two grown up children, and cat and dog, Linda enjoys long walks, practising pilates and low impact aerobics, cooking health meals, and spending quality time with her loved ones (often with a glass of wine).
The people behind your financial journey
We’re a team of professionals with unique experiences and specialities, which collectively allow us to deliver a truly holistic service. Whether we're working behind the scenes or discussing financial planning or mortgages with you, we're each committed to putting you in control of your financial future.
Qualifications
