About us
Our single priority is to give your financial journey the care it needs to help you live the life you want; we are people first, planners second, and partners always.
Financial planning that lights the way forward
Great advice starts with understanding the person before the paperwork, which is why our advisers will get to know you on a real level. Then, we’ll share rich financial expertise earned from years of meeting, knowing, and helping people just like you, guided by the Collective Way.
Our personal approach is what sets us apart as a valued partner for the long haul. Above all else, we’re people helping people make better decisions about their financial futures.
It’s a simple philosophy that’s shaped who we are today; a reliable guide for your financial journey, driven by on deep relationships and long-standing trust.
Mortgage advice that takes away the hassle
With mortgages and protection under one roof, we proudly support a wide range of borrowers at all stages of their home ownership journey, from first-time buyers to experienced homeowners, landlords, and those exploring later-life lending and investment options.
Our clear, personal mortgage advice looks beyond rates, helping our clients make confident decisions, protect their assets, and extract lasting value so their homes work for them.
A lifetime mortgage is not suitable for everyone and may affect your entitlement to means-tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before proceeding with equity release.
The interest that may accrue over the long term with a lifetime mortgage may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a lifetime mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and participate in the decision-making process, as we believe it is better to discuss your decision with them before you proceed.
Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Part of The Openwork Partnership
The Openwork Partnership is one of the UK’s largest and longest-established financial advice and investment companies. While every firm is individual and distinct, we share values and standards for the benefit of our clients. The Open Partnership works together to:
- Access correct training and professional development.
- Sustain quality standards in the advice we give our clients.
- Make sure we work to the highest standards of compliance and regulation.
- Fully research the financial products available and work with product providers to secure the best solutions for our clients.
Openwork’s specialist teams provide us with additional technical or regulatory support, which means we can focus more of our time where it matters most: with our clients. Openwork also ensures our advice remains aligned with current regulations, giving you confidence that everything we do is thorough, compliant, and in your best interests.
What do our clients say?
We are proud to deliver high quality advice, care and attention to all our clients – but don’t just take our word for it.
