Ivinghoe Beacon, Buckinghamshire

The Collective Way

We have a defined process for working with clients, but the outcomes are anything but.

A journey shaped around you

We want working with us to feel like a genuine partnership. We guide you through each of the below phases at a pace that suits you, bringing structure without pressure and clarity without jargon. Your role is to tell us where you want to be, our role is to help you get there.

How we work

Financial planning

We have a defined process for working with clients, but the outcomes are anything but. Your unique journey begins with a no obligation meeting at a time and place that suits you, so you feel comfortable.

1. Clarify

Before we talk about finances, we spend time learning about you and the life you want to live. We get behind your goals and make it our mission to make them a reality.

3. Consider

With a full picture of you, your unique financial circumstances, and what you want to achieve, we’ll get to work building the best route forward.

5. Commit

Only when you’re happy, we put your plan into action. From here, you will fees for our advice, our goal is supporting your financial future.

2. Collate

Once we’re clear on your goals, we’ll dig into your financial journey so far, so we can best help you reach them. This is a collaborative stage; the more you share, the better our solution.

4. Create

We create an entirely bespoke plan, just for you. It’ll be simple, flexible, and easy to understand, so you can move forward with confidence.

6. Care

That goal may change; we’ll keep planning for your tomorrow, one day at a time. We’ll stay in touch, review as we go, and adjust your plan accordingly.

1. Clarify

Before we talk about finances, we spend time learning about you and the life you want to live. We get behind your goals and make it our mission to make them a reality.

2. Collate

Once we’re clear on your goals, we’ll dig into your financial journey so far, so we can best help you reach them. This is a collaborative stage; the more you share, the better our solution.

3. Consider

With a full picture of you, your unique financial circumstances, and what you want to achieve, we’ll get to work building the best route forward.

4. Create

We create an entirely bespoke plan, just for you. It’ll be simple, flexible, and easy to understand, so you can move forward with confidence.

5. Commit

Only when you’re happy, we put your plan into action. From here, you will fees for our advice, our goal is supporting your financial future.

6. Care

That goal may change; we’ll keep planning for your tomorrow, one day at a time. We’ll stay in touch, review as we go, and adjust your plan accordingly.

How we work

Mortgages & protection

When it comes to mortgages, no two journeys are alike. This is why our mortgage process is structured and supportive, whilst completely designed around you. From our first conversation to the moment you have your keys in hand, we clearly guide you through every step. This is The Collective Way.

1. Clarify

We start with an initial fact-finding meeting to understand you, your circumstances, and what you’re looking to achieve. It’s a conversation, not a sales pitch, and it starts with listening.

3. Consider

At our second meeting, we talk you through your options and explain our mortgage recommendation clearly. If you’d like time to reflect, that’s absolutely fine – there’s no pressure.

5. Cover

In our third appointment, we complete a health questionnaire and discuss protection, ensuring your home and future plans are properly safeguarded should the unexpected happen.

2. Collate

We gather the details we need and carry out the research behind the scenes, including sourcing lenders, securing an agreement in principle, and preparing your mortgage application.

4. Create

Once you’re comfortable, we submit your full mortgage application and take care of the practicalities. We also support you with introductions to solicitors, surveyors, and will writers as needed.

6. Care

From application to completion and beyond, we stay close. We’ll keep you updated, handle queries as they arise, and remain on hand as your property journey evolves.

1. Clarify

We start with an initial fact-finding meeting to understand you, your circumstances, and what you’re looking to achieve. It’s a conversation, not a sales pitch, and it starts with listening.

2. Collate

We gather the details we need and carry out the research behind the scenes, including sourcing lenders, securing an agreement in principle, and preparing your mortgage application.

3. Consider

At our second meeting, we talk you through your options and explain our mortgage recommendation clearly. If you’d like time to reflect, that’s absolutely fine – there’s no pressure.

4. Create

Once you’re comfortable, we submit your full mortgage application and take care of the practicalities. We also support you with introductions to solicitors, surveyors, and will writers as needed.

5. Cover

In our third appointment, we complete a health questionnaire and discuss protection, ensuring your home and future plans are properly safeguarded should the unexpected happen.

6. Care

From application to completion and beyond, we stay close. We’ll keep you updated, handle queries as they arise, and remain on hand as your property journey evolves.

Please note: Will writing is a referral service. Will writing is not regulated by the Financial Conduct Authority.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.