The Beacon at Campbell Park, Milton Keynes

Protection

Peace of mind and lasting protection for you and your family. Advice on life insurance, whole of life cover, critical illness, income protection, and business cover delivered with collective experience and trusted expertise.

You want to
prepare for the future

You want to prepare for the future

You’re thinking about life insurance and critical illness cover, and you need advice you can trust. We outline what each policy means and how it protects you and your family and aligns with your financial goals.

You want to
protect your family

You want to protect your family

You want to protect your family if you’re ever unable to work. We guide you through your options, including family income benefit, which provides regular payments to support your household when you pass away, and whole of life cover, which offers a guaranteed payout to your loved ones.

You want to
protect your income

You want to protect your income

You’re self-employed, a business owner, or reliant on your salary, and you need income and business protection cover for your finances. We guide you through the policies simply, helping you choose the right one for your personal and professional lives.

You want to
protect your business

You want to protect your business

You’re a business owner who understands that running a business means planning for the unexpected, especially when certain people are critical to its success. We help you protect what you’ve built by guiding you through the right cover for your business and the individuals who keep it moving.

Please note: Will writing is a referral service. Will writing is not regulated by the Financial Conduct Authority.

How we work

The Collective Way

When it comes to mortgages, no two journeys are alike. This is why our mortgage process is structured and supportive, whilst completely designed around you. From our first conversation to the moment you have your keys in hand, we clearly guide you through every step. This is The Collective Way.

1. Clarify

We start with an initial fact-finding meeting to understand you, your circumstances, and what you’re looking to achieve. It’s a conversation, not a sales pitch, and it starts with listening.

2. Collate

We gather the details we need and carry out the research behind the scenes, including sourcing lenders, securing an agreement in principle, and preparing your mortgage application.

3. Consider

At our second meeting, we talk you through your options and explain our mortgage recommendation clearly. If you’d like time to reflect, that’s absolutely fine – there’s no pressure.

4. Create

Once you’re comfortable, we submit your full mortgage application and take care of the practicalities. We also support you with introductions to solicitors, surveyors, and will writers as needed.

5. Cover

In our third appointment, we complete a health questionnaire and discuss protection, ensuring your home and future plans are properly safeguarded should the unexpected happen.

6. Care

From application to completion and beyond, we stay close. We’ll keep you updated, handle queries as they arise, and remain on hand as your property journey evolves.

How we work