Overpaying your mortgage: should I do it?
Posted by siteadmin on Tuesday 2nd of April 2024
Hardly a day goes by without the cost of living hitting the headlines. For many homeowners the increasing costs of owning and running a home is having a huge impact on household budgets. Even if you are near the top end of your monthly budget, or are expecting a ‘payment shock’ when you come to remortgage next, you may be wondering whether it’s worthwhile paying more than the minimum repayment each month, with the aim to save money in the long run.
So, what are the benefits of making mortgage overpayments?
- Mortgage-free sooner
Overpaym...
What is a Lasting Power of Attorney and do I need one ?
Posted by siteadmin on Wednesday 13th of March 2024
What is a Lasting Power of Attorney (LPA) and do I need one?
A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint one or more people to make decisions on your behalf during your lifetime. The people you appoint to manage your affairs are called the attorneys. An LPA is a completely separate legal document to your will although many people put them in place at the same time as getting their will written, as part of planning for their future.
What does a Lasting Power of Attorney (LPA) cover?
There are two ...
The 2024 Spring Budget - Winners and Losers
Posted by siteadmin on Wednesday 13th of March 2024
At 12.30pm today, Chancellor of the Exchequer Jeremy Hunt announced the UK Spring Budget, as well as the economic and fiscal forecast by the Office of Budget Responsibility.
These legislative announcements are game-changers for Britain's economy, and Hunt’s announcements included a number of sweeping changes that could potentially affect the personal finances of everyone living and working in the United Kingdom.
In laying out the Spring Budget, Hunt reinforced the government’s dedication to building the British economy while al...
Do you keep meaning to sort out your will? we can help you
Posted by siteadmin on Wednesday 13th of March 2024
Do you keep meaning to sort out your will? We can help you.
Life is busy, we get it. But is anything more important than being in control of your future? Recent research* suggests that only 44% of UK adults have made a will, which means that you’re far from alone if you haven’t yet got around to completing what, for some, appears to be a daunting task.
It’s always worth bearing in mind that if you die without a will, the law decides who inherits everything you own (your assets) according to certain criteria called ‘intestacy rules’. S...
Have a healthy new year with added value benefits for you and your family
Posted by siteadmin on Thursday 25th of January 2024
As a new year begins you may want a fresh start for you and your families’ health. Did you know that many insurance policies offer access to a range of health and wellbeing services that can help? You also don’t need to make a claim to use them as your protection policies aren’t just there for when things go wrong.
