FAQs
Can I see an example of a financial plan?
Yes, we are happy to show you a demo or provide you with examples.
Do you provide an online portal for clients to view their investments?
Yes. We provide a secure online client portal where you can view your investments, documents, and key information in one place.
Do you advise on mortgages and equity release?
Yes, including residential mortgages and equity release.
Can you advise on pensions and retirement planning?
Yes, including personal pensions, workplace pensions, SIPPs, pension consolidation, occupational pensions, and tax-efficient retirement income.
Do you advise on investments?
Yes, including ISAs, ethical and sustainable investing, and specialist investments such as VCTs and EIS.
Can you help with protection and insurance?
Yes, including life insurance, critical illness cover, income protection, and whole-of-life insurance.
Do you provide Inheritance Tax and estate planning advice?
Yes. We provide Inheritance Tax and estate planning advice, helping you structure your affairs in a tax-efficient way and pass on wealth in line with your wishes.
Do you advise on Defined Benefit (final salary) pensions?
Yes, using a specialist team where required.
Do you offer advice on long-term care or later-life planning?
No. We do not currently offer advice on long-term care or later-life planning, but we can signpost you to appropriate specialists where needed.
Do you offer a free initial consultation?
Yes. Your initial meeting is held at our own cost and comes with no obligation. It’s a chance to get to know each other, understand your situation, answer your immediate questions, and see whether we’re the right fit to work together.
How do you charge for financial advice?
Initial advice can be charged as a percentage of investment or on an hourly basis. Ongoing services are offered at different levels, including annual or biennial reviews, or advice on demand.
How do you charge for a mortgage?
We use a broker fee. The total fee will be based on your personal circumstances, employment record and credit history.