FAQs
How do you charge for an Equity Release mortgage?
We use a broker fee based on your personal circumstances.
What is your minimum fee?
There is no minimum fee to work with us.
Do you get commission?
Only for mortgage and protection advice.
Will fees be explained upfront?
Yes. All fees are discussed before any work begins.
How do your fees compare to other advisers/planners?
Our fees are competitive and reflect the level of experience, care, and ongoing support we provide.
Can you help me retire early?
Yes. We’ll review your current financial position and your goals for retirement, then use cashflow modelling to show whether early retirement is achievable. If there’s a shortfall, we’ll explain your options clearly and help you understand what could improve your position.
Can you help me plan my retirement?
Yes. We help you build a clear, realistic retirement plan that gives you confidence about your income, lifestyle, and long-term security.
What type of clients do you typically work with?
We work with people at all stages of life, from first-time buyers to retirees, business owners, professionals, and families. You can find more information on the types of clients we work with here:
- Financial planning
- Mortgages and protection
Do you work with younger clients who are still building wealth?
Yes. We help younger clients create strong financial foundations, make informed decisions, and build wealth with confidence over time.
Do you work with company directors or self-employed clients?
Yes. We regularly support company directors and self-employed clients with retirement planning, tax-efficient investing, and longer-term financial strategy.
Do you work with clients approaching retirement or already retired?
Yes. Many of our clients are approaching retirement or already retired and want clarity around income, pensions, and financial security.
Can you help clients who have inherited money?
Yes. We help you manage inherited money thoughtfully, taking into account your wider financial position, goals, and tax considerations.